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Terms of Service

Last updated: March 2026

1. Acceptance of Terms

By accessing or using TMI ("Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. TMI is operated by TMI ("we", "us", "our").

2. Description of Service

TMI is an AI-powered trading journal and coaching platform for traders. The Service includes trade logging, AI-powered analytics, performance coaching, FTMO/prop firm tracking, and related features.

3. Not Financial Advice

TMI is an educational and analytical tool only. Nothing on this platform constitutes financial advice, investment advice, or trading recommendations. All trading involves risk. Past performance is not indicative of future results. You are solely responsible for your trading decisions.

4. Account Terms

You must be 18 years or older to use this Service. You are responsible for maintaining the security of your account and password. You are responsible for all activity that occurs under your account.

5. Subscriptions & Payments

Pro plan subscriptions are billed monthly or annually as selected. Subscriptions automatically renew unless cancelled before the renewal date. Refunds are available within 7 days of initial purchase or renewal. We reserve the right to change pricing with 30 days notice.

6. Free Plan

The free plan is available indefinitely with the limitations described on our pricing page. We reserve the right to modify free plan limits with reasonable notice.

7. Acceptable Use

You may not use TMI to: violate any laws, distribute malware or spam, attempt to reverse-engineer the Service, share your account credentials, or use the AI features to generate misleading trading signals to distribute to others.

8. Termination

You may cancel your account at any time. We may suspend or terminate accounts that violate these terms. Upon termination, your data will be retained for 30 days then deleted.

9. Limitation of Liability

TMI is provided "as is". We are not liable for any trading losses, indirect damages, or loss of profits arising from your use of the Service. Our total liability is limited to the amount paid in the last 3 months.

10. Contact

Questions about these Terms? Contact us at hello@tmi-ai.com.