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Terms of Service

Last updated: October 5, 2026

1. Acceptance of Terms

By accessing or using TMI ("Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. TMI is operated by Quantpeak Holdings LLC (Wyoming, USA) ("we", "us", "our").

2. Description of Service

TMI is an AI-powered trading journal and coaching platform for traders. The Service includes trade logging, AI-powered analytics, performance coaching, FTMO/prop firm tracking, and related features.

3. Not Financial Advice

TMI is an educational and analytical tool only. Nothing on this platform constitutes financial advice, investment advice, or trading recommendations. All trading involves risk. Past performance is not indicative of future results. You are solely responsible for your trading decisions.

4. Account Terms

You must be 18 years or older to use this Service. You are responsible for maintaining the security of your account and password. You are responsible for all activity that occurs under your account.

5. Term, renewal, cancellation and prices

Paid subscriptions (Pro and Ultimate) come with an initial term of 1, 6 or 12 months. You pay the price of the initial term in advance. You see the initial term, the total price and the monthly price that applies afterwards before you order and in your contract confirmation.

Monthly plan: it renews by one month at a time until you cancel. You can cancel at any time effective at the end of the current billing month.

6- and 12-month plans: if you cancel before the initial term ends, your subscription ends on that date. Otherwise it then continues for an indefinite period and is billed monthly in advance at the monthly price stated in your contract confirmation. From then on you can cancel at any time effective at the end of the current billing month, so at the latest with effect one month after you cancel. Your subscription only renews for another term of 6 or 12 months if you expressly order it. You can order it in your account under Settings. It starts at the end of your current billing period, is a new contract with its own contract confirmation and its own right of withdrawal, and a cancellation before its end takes effect at its end.

You can cancel via "Cancel contracts here" at tmi-ai.com/kuendigen, in Settings or by email to business@tmi-ai.com.

Prices: we do not change the agreed price of a running subscription unilaterally. If we want to change it, we ask for your express consent by email at least 30 days in advance; silence does not count as consent. If you do not agree, your subscription continues at the previous price. We may then cancel it with one month's notice to the end of a billing month, at the earliest at the end of your initial term.

Discounts: a partner discount applies permanently to every payment of the subscription, including after the switch to monthly billing, as long as the subscription runs without interruption. A promo code applies to the first billing period only, so for 6 or 12 months to the payment for the initial term. At most one discount applies per order.

Consumers in the EU have a statutory right of withdrawal of 14 days; the full withdrawal policy is published at tmi-ai.com/widerruf.

6. Free Plan

The free plan is available indefinitely with the limitations described on our pricing page. We reserve the right to modify free plan limits with reasonable notice.

7. Acceptable Use

You may not use TMI to: violate any laws, distribute malware or spam, attempt to reverse-engineer the Service, share your account credentials, or use the AI features to generate misleading trading signals to distribute to others.

8. Third-Party Broker Integrations

TMI may allow you to connect third-party broker accounts (e.g. Tradovate, MetaTrader) via OAuth or API integration. By connecting a broker account, you authorize TMI to access your trading data in read-only mode for the purpose of syncing trades to your journal. TMI does not execute trades, manage orders, or access funds on your behalf. You may revoke broker access at any time from your account settings. TMI is not responsible for any interruptions or errors in broker-provided data.

9. Cancellation and account deletion

You can cancel your paid subscription as set out in section 5; once the paid period ends, your account continues on the free plan with all its data. You can delete your account at any time in Settings; it is then deleted immediately and permanently, and a running subscription ends immediately with it. What we still keep afterwards, and for how long, is set out in the privacy policy under Retention period. We may suspend or terminate accounts that violate these terms.

10. Limitation of Liability

TMI is provided "as is". We are not liable for any trading losses, indirect damages, or loss of profits arising from your use of the Service. Our total liability is limited to the amount paid in the last 3 months.

11. Contact

Questions about these Terms? Contact us at support@tmi-ai.com.